North American
Secure Horizon^SM

Your secure growth solution

North American Secure Horizon^SM (Secure Horizon) is a fixed index annuity (FIA) designed for today’s modern retirement portfolio and provides protection, an enhanced opportunity for growth, and tax deferral.

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Marketing materials may not be available for use in all states.

GrowthPremium can increase in value based on the positive performance of one or more indices.
ProtectionPremium and any earnings are 100% protected from market downturns.¹
Tax-deferral²You’ll pay no current income tax on earnings, which can help you accumulate more assets.

Premium protected growth opportunity

North American Secure Horizon^SM can help take your retirement savings to the next level while protecting your hard-earned money from market risk. Your annuity has the potential to grow based on the performance of an underlying index and stay protected with a lock in feature that applies no matter which crediting method you choose. With the lock in feature, any interest credits are added to your accumulation value at the end of each strategy term.⁴ Your annuity will also grow tax-deferred, meaning you won’t have to pay taxes on any growth until you make a withdrawal.

Hypothetical Assumptions: This hypothetical example is not based on any particular North American Secure Horizon^SM product or index. It is intended for educational purposes only and is not a projection or prediction of future performance; your experience will differ. $100,000 purchase payment, 100% participation rate, 0% strategy charge.

Benefit from tax deferral

Secure Horizon grows on a tax-deferred² basis, meaning you won’t owe current income taxes until you access your savings. This allows more of your assets to continue to grow and compound over time.

This hypothetical example is not based on any particular product or index. It is intended for educational purposes only and is not a projection or prediction of future performance; your experience will differ. Example assumes $100,000 investment growing at 5%, 25% tax bracket for 30 years.

Discover the comprehensive index options available with the Secure Horizon FIA suite

¹ Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for strategy charges could exceed interest credited to the accumulation value, which would result in reduction of premium.

² Under current law, annuities grow tax deferred. An annuity is not required for tax deferral in qualified plans. Annuities may be subject to taxation during the income or withdrawal phase. Neither North American Company for Life and Health Insurance, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. You should rely on your own qualified tax professional.

³ When the contract Death Benefit is paid, a pro-rata interest credit will be applied to the accumulation value.

⁴ Deductions from your accumulation value for strategy charges could exceed interest credited to the accumulation value, which would result in loss of premium or prior interest credits.

Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Annexus and their affiliated agencies are independently contracted with North American Company for Life and Health Insurance.

The North American Secure Horizon^SM and Secure Horizon^SM Plus are issued on form NA1015A/ICC21-NA1015A (Contract), AE651A/ICC21-AE651A (Secure Horizon only), AE652A/ICC21-AE652A, AE653A/ICC21-AE653A (Secure Horizon only), AE654A/ICC21-AE654A, AE655A/ICC21-AE655A, AE642A/ICC20-AE642A, AE638A/ICC21-AE638A, LR433A04/AE639A/ICC21-AE639A, AE656A (Secure Horizon Plus only), AE658A (Secure Horizon Plus only), AE659A (Secure Horizon Plus only), AE660A04 (Secure Horizon Plus only) (riders/endorsements) or appropriate state variation. These products, features, and riders may not be available in all states.

Sammons Financial^® is the marketing name for Sammons^® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance^®. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.

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